How to Improve Your Credit Score in 6 Months
Practical guide with proven strategies to effectively increase your credit score.
What's the difference between hard and soft credit inquiries?
Hard Inquiry:
- When you apply for credit
- May lower score by 5-10 points
- Stays on report for 2 years
Soft Inquiry:
- Checking your own credit
- Pre-approval offers
- Does NOT affect score
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